Linyi registered company - why does an enterprise open a basic bank account? Two days ago, he received customers. He said, "if a registered company doesn't go to the bank when it gets its business license, how can it open the bank? In fact, you may not understand that a registered company doesn't have a license. If you want to operate normally after you get the license, you have to open a basic bank account and a tax audit, and really go through the two." The whole process of step is finished.
在早期，许多人用他们的个人帐户作为日常支付帐户，但这是非法的。没有公众账户，没有发票，税收抵免将随之而来。根据《银行账户管理办法》，“基本存款账户是指存款人办理日常转账结算和现金收付的账户”。企业向职工支付工资和办理日常转账结算和现金收付，必须通过基本账户。现在企业、个人和企业之间的现金结算越来越规范化和电子化，基本账户有很多网上结算功能，可以帮助企业轻松实现网上结算。
In the early days, many people used their personal accounts as daily payment accounts, but it was illegal. No public accounts, no invoices, tax credits will follow. According to the measures for the administration of bank accounts, "basic deposit accounts refer to the accounts where depositors handle daily transfer settlement and cash collection and payment". An enterprise shall pay wages to its employees and handle daily transfer settlement and cash collection and payment through a basic account. Now the cash settlement among enterprises, individuals and enterprises is becoming more and more standardized and electronic. The basic account has many online settlement functions, which can help enterprises easily achieve online settlement.
简单点说银行的基本账户是指企业合同盖章打印的“开户银行和账号”账户，这个账户只能开立企业，要经过人民银行批准。
Simply put, the basic account of a bank refers to the "account opening bank and account number" account printed with the seal of the enterprise contract. This account can only be opened by an enterprise and needs to be approved by the people's Bank of China.
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